35% UP-FRONT DISCOUNT

Keevily Spero Whitelaw, Inc., Group Manager, is pleased to announce that NYSIF Workers’ Compensation 

Keevily Spero Whitelaw, Inc., Group Manager, is pleased to announce that NYSIF Workers’ Compensation SAFETY GROUP #489 Electrical Industries of NYS HAS DECLARED A 25% DIVIDEND for the 11/1/22 – 11/1/23 policy period.

This dividend is in addition to the 35% premium discount.

This dividend and premium discount represent  the continued strong performance of Safety Group #489.

How Keevily’s Team assist our Safety Groups members to increase their dividends and reduce their Workers Compensation cost

Claims Management 
Your dedicated team of Claim Consultants will assist you through every stage of your claims. 

Review Exp Mod & Class Codes  
Our team is on hand to review your Experience Mod & Class Code for accuracy.

Fraud & Accident Investigation
Workers Comp fraud is a felony and not a victimless crime. Fraud increases business costs, consumer prices, and inhibits job growth.

Safety Resources
Safety First. Accidents are inevitable, but also preventable.

Identify top loss sources
Customized Claims Review & Trending Analysis

CONTACT US FOR A FREE QUOTE
1-800-523-5516
www.Keevilyworkcomp.com

It is time to file your 11/1/2024 New York Construction Classification Premium Adjustment Program (NYCCPAP) application with the New York Compensation Insurance Rating Board (NYCIRB).  The NYCCPAP program allows premium credits for some employers in the construction industry. These credits exist to recognize the difference in wage rates between employers within the same construction industries in New York. 

The 11/1/2024 applications can be filed online beginning on 8/1/2024 and need to be filed before 10/31/2024. Please go to the NYCIRB website http://www.nycirb.org/cpap.php to file.  On the application, you will need to provide weekly gross payroll from the 3rd quarter of 2023. For commercial work, the payroll should be capped at $1,718.15 per employee. There is no cap for residential work.

If you have any questions about the program, need help filing, or would like us to file for you, please contact Jeanine Cosentino at jcosentino@keevily.com or 914-412-0535. If you plan on submitting the application by fax to NYCIRB, we ask that you let us handle this for you by sending it to Jeanine to be processed.

Please send your 2024 NYCCPAP applications for the new year to Jeanine Cosentino now!

Please also note that the 11/1/2023 application can still be filed with a late letter, but the deadline is before 10/31/2024. Please contact Jeanine for details. 

Thank you,

Jeanine Cosentino & Your Keevily Team
500 Mamaroneck Avenue, Suite 404 
Harrison, NY 10528
Tel: (800) 523-5516
Fax: (914) 381-1134
www.Keevily.com

REPORTING INJURY AND ILLNESS

Under Section 110 of the New York State Workers’ Compensation Law, when a workplace injury or illness occurs, an employer is required to report the incident to their carrier, New York State Insurance Fund, within 10 days of knowledge unless the incident qualify for self-pay/first aid.

BENEFITS OF REPORTING CASES IMMEDIATELY:

Allows the injured worker to receive treatment and benefits promptly,

Allows carrier ample time to investigate claim,

Has been shown to reduce the costs of a claim,

Avoid penalties for late filing,

Helps the insurer monitor and administer the claim, and

Ultimately leads to the injured worker returning to work faster.

HOW SOON MUST EMPLOYERS REPORT A WORKPLACE INJURY OR ILLNESS?

Employers should notify their insurer immediately 

if the injury or illness:

Caused (or will cause) the worker to lose time from regular duties beyond the working day or shift on which the injury occurred.

Required (or will require) the worker to receive medical treatment beyond ordinary first aid, or more than two minor medical treatments.

HOW DO EMPLOYERS REPORT A WORKPLACE INJURY OR ILLNESS?

An online system has been implemented by New York Sate Insurance Fund to process claims with more speed and efficiency. Faster resolution helps lower claim costs. This process starts with you, the employer, filing a new claim Electronic First Report of Injury (EFROI) with NYSIF.

IS THERE A PENALTY FOR UNTIMELY REPORTING?

YES. Employers should notify State Insurance Fund immediately of a workplace injury or illness as penalties of up to $2,500 for late or missing reports are possible.

CAN EMPLOYERS CHALLENGE A CLAIM?

YES. Include all facts and concerns to the additional info section in the Electronic First Report Of Injury. Cases are transmitted to Keevily and NYSIF at which point we will begin to manage the issues.

DO I NEED TO GIVE ANYTHING TO MY INJURED EMPLOYEE?

YES. Employers need to provide the injured employee with a claimant packet.

For more information call us!

1 (800) 523-5516

An experience modification factor (also known as a mod factor) represents either a credit or debit that is applied to your Workers’ Compensation premium. Since your mod factor directly impacts premium costs, it’s vital to keep it under control.

At Keevily, your team of claims professions focus on your claim history looking for reductions or savings which can lead to downward adjustments in your experience modification. If an adjustment is found, a request for revision is made on your behalf, as well as a rebill or credit on your policy premium. Our goal is to ensure your Experience Modification Rating (mod factor) remains accurate and you receive any premium refund you deserve. 

Learn additional ways you can limit losses and control your mod factor. Click here

For more information call us!

1 (800) 523-5516