Independent Medical Examinations (IME)

Your workers’ compensation insurance carrier is entitled to schedule an independent medical examination, or IME. They may choose any doctor, chiropractor or psychologist. Usually, the adjuster chooses a doctor who specializes in the worker’s injury. The examination may be scheduled at any time during the claim. Once the worker is properly notified of the appointment, he or she must attend. Failure to attend places their claim on hold. Few doctors are willing to perform these examinations. They are in private practice and are not on the staff of the insurance company. Therefore, it may take a few weeks to get an appointment.

Rating Values Effective October 1, 2018

The New York State Department of Financial Services recently approved the New York Compensation Insurance Rating Board’s (NYCIRB) request for an 11.7% decrease in the overall average loss costs levels effective October 1, 2018.  On July 30, 2018, NYCIRB released the loss costs for each individual classification.  The percentage change varies by class code.

CODEDESCRIPTIONNYSIF Manual Rate Effective 10/01/18NYSIF Manual Rate Effective 10/01/17Percentage Change 10/01/18 vs 10/01/17
 GROUP 455   
3726Boiler Installation/Service/ Repair13.9420.17-30.89%
5183Plumbing NOC9.8910.36-4.54%
5184Insulation11.1412.23-8.91%
5188Sprinkler Systems8.769.77-10.34%
5193Oil/Gas Burner Installation, Service, Repair12.5614.90-15.70%
5536HVAC Systems Installation incl ductwork9.5311.43-16.62%
5538Sheet Metal Work – Erection10.4013.40-22.39%
8111Plumbing Supply Dealer5.506.64-17.17%
8350Fuel Oil Dealer12.1215.09-19.68%
 GROUP 489   
5190Electrical Wiring w/i buildings7.208.34-13.67%
5191Alarm/Network/Telephone Wiring – low voltage1.962.13-7.98%
5160Elevator Installation & Service6.717.42-9.57%
3724Electrical Apparatus Installation6.967.98-12.78%
3737Electrical Apparatus Service & Repair6.727.00-4.00%
3064Sign Manufacturing – Metal10.0711.65-13.56%
4112Incandescent Lamp Mfg.2.723.51-22.51%
3643Electrical Power/Transmission Equipment Mfg3.574.13-13.56%
7536Cable Installation & Drivers / Conduit & drivers10.6311.79-9.84%
7538Electrical Light & Power Line Construction5.498.01-31.46%
7539Electrical Light & Power Company2.102.68-21.64%
7600Telephone Company & Drivers9.6110.20-5.78%
7998Hardware Stores – Retail – Electrical3.624.90-26.12%
7999Hardware Stores – Wholesale – Electrical3.073.09-0.65%
8901Telephone Company – office or exchange employees0.130.20-35.00%
8017Electrical Dealers – Retail1.972.29-13.97%
8018Electrical Dealers – Wholesale4.915.72-14.16%
9519Appliance Installation & Repair6.037.01-13.98%
9549Advertising – Outdoor4.454.78-6.90%
 GROUP 309   
4239Paper Mfg (with recycled paper/board)4.455.64-21.10%
7590Garbage Works – Reduction/Incineration7.207.071.84%
8103Clippings Dealer/Wiping Cloth Dealer & Drivers7.247.95-8.93%
8263Junk Dealer / Salvage Operations & Drivers12.3813.13-5.71%
8264Recycling Operations – Paper stock, bottle, rag, rubber – 2nd Hand Dealers & Drivers8.7410.48-16.60%
8265Iron or Scrap Dealer & Drivers13.3914.86-9.89%
9403Garbage/Refuse Removal including Drivers16.9219.00-10.95%
8018Wholesale Stores NOC – 2nd Hand Clothing Dealers4.915.72-14.16%
 GROUP 82   
2362Knit Goods Manufacturing3.003.54-15.25%
2388Embroidery Manufacturing4.175.36-22.20%
2501Clothing Manufacturing1.181.180.00%
2503Dressmaking or Tailoring Custom1.441.55-7.10%
2553Furnishing Goods Manufacturing3.804.42-14.03%
2688Leather Goods Manufacturing2.172.54-14.57%
2689Pocket Book Manufacturing1.371.60-14.38%
8032Wearing Apparel Stores – Wholesale1.371.41-2.84%
8747Showroom Salespersons0.230.29-20.69%
 GROUP 588   
7197Parcel/Package Delivery12.1413.42-9.54%
7219Trucking NOC14.6116.97-13.91%
7231Messengers NOC11.8713.84-14.23%
8292Storage Warehouse – General6.457.59-15.02%
8293Storage Warehouse – Furniture13.7516.10-14.60%

For more information please review following links

http://www.nycirb.org/bulletins/rc2468.pdf      

http://www.nycirb.org/bulletins/rc2469.pdf      

Safety and Health Committee

Safety Committees are a valuable part of your safety program.  Who participates and how often you meet will be up to your organization structure and needs.  But establishing safety committees is an excellent way management can encourage employees to participate in implementing and monitoring the company’s safety program.  When you develop your safety committee it is important to include employee representative for all departments…for example your technicians, office workers, maintainance, etc.  Members should be rotated periodically to allow for maximum involvement and increased safety awareness. 

Once an accident investigation is completed, it should be forwarded to the safety department to be reviewed at the next Safety Committee meeting. 

The Safety Committee should have an open discussion on the past accidents to determine if all the events leading up to the accident were identified, if corrective action was implemented and if the corrective measures are appropriate to prevent future incidents.  Witnesses, maintenance, supervisors, even the employees involved in the accident could be invited to the meeting to discuss the events and provide additional preventative recommendations.  This is not a process to assign blame, but rather a group effort to learn from the past and use that knowledge to prevent future accidents. The Safety Committee should also be looking for trends or problem areas while reviewing the accident investigations. 

The committee will have several roles, such as assist in the development, implementation, and periodic evaluation of the safety and health activities.  Meetings should be held regularly and all committee members must attend.  Minutes of the Safety Committee meeting should be recorded.

 The committee should be responsible for the following tasks:

  • Review existing safety and health rules and procedures to ensure that these rules are current, pertinent, and being followed.
  • Provide suggestions for employee training.
  • Review all accident reports to identify its root cause and determine appropriate corrective action by implementing one or more E.S.P. techniques:
    *    Engineering Controls
    *    Safe Work Practices
    *    Personal Protective Equipment
  • Audit the results of all safety inspections conducted.
  • Review training programs with particular attention being given to training involved in the following areas:
    *    New or transferred employees.
    *    New safety and health regulations.
    *    New or modified procedures or processes.
    *    New equipment or chemicals.
  • Be involved in preliminary hazard analysis for new equipment, new processes, and new designs.
  • Conduct periodic in-house safety inspections.
  • Provide recommendations to management on safety and health issues.
  • Evaluation of the safety and loss prevention program.

Local Law 196 of 2017: Site Safety Training (SST) Curriculum

Recent NYC Local Law 196 of 2017 requires workers and supervisors performing most construction activities within all NYC Borough jurisdiction receive safety training. The safety training requirements will be phased-in in three parts beginning on March 1, 2018, with full training being required no later than September 1, 2020.  NYC Department of Buildings will mandate that workers at certain job sites have 40 hours of safety training and that supervisors have 62 hours of training.  For more details on Local Law 196 please visit NYC Department of Buildings links below…..

Details on Safety Training Law.

Copy of Local Law 196.

Site Safety Training (SST) Curriculum.

Presentation on the New Safety Training Requirements 

Department of Buildings Announcement on Local Law 196.

List of Approved Course Providers.

You can also obtain information on OSHA classes coordinated by Keevily on our website www.keevilyworkcomp.comp

OSHA 30-HOUR CONSTRUCTION SAFETY

November 27, 28, 29, & 30th
This course meets the training requirements of New York State Labor Law 220-h. This regulation requires all laborers, workers, and mechanics, working on construction, reconstruction, maintenance and/or repair of public work, where the total cost of all work to be performed under the contract is at least two hundred fifty thousand dollars, must have successfully completed one of these courses. This includes the contractor and all subcontractors. This course also meets the training requirements of New York City Department of Buildings Local Law 41 of 2008. This regulation requires all workers on a major building project must have taken this course in the last 5 years (However, for NYC you would not need to take this course every 5 years you could take the 10-hour construction course)
This course covers OSHA policies, procedures, and standards, as well as construction industry safety and health principles. Upon successful course completion, the student will receive an OSHA construction industry safety and health 30-hour course completion card mailed from OSHA. The 30-hour course is four days of training.

Where:

Conference Room
6800 Jericho Turnpike

Syosset, NY

When: 
November 27, 28, 29, & 30th
8:30AM to 5PM
(all four days must be attended)
Cost: 
Safety Group Member: $150
Non-Member: $250
Click here to register for the 30 hour class

Claim Forms – Things to know:

Claim Forms

Some claims will require additional forms as outlined below. All forms should be sent to our office by email claims@keevily.com or fax 914-381-1134.

C240 Form:  Employer’s Statement of Wage Earnings (Prior to the Date of Accident)

Download

This form should be completed any time the lost time exceeds the 7 calendar day waiting period. This will provide the Carrier with the necessary information in order to calculate an average weekly wage which will be the basis for the Workers’ Compensation benefit.

  • Give gross weekly earnings for the 52 week period immediately prior to the date of the accident.
  • If the injured worker has not worked at the same work for a year or a substantial part of the year give the weekly gross earnings of another employee of the same class who has worked for a year or a substantial part of the year prior to the date of the accident.

C11 Form: Notice of Return to Work / Change in Employment Status

Download

Form C-11 must be completed as soon as the injured worker’s employment status changes from what was reported on the eFroi or previously submitted C-11.

Change in employment status, if related to the injury, includes the following:

  1. Return to work
  2. Discontinuance of work
  3. Increase/decrease of regular hours of work
  4. Increase/decrease in wages

C107 Form: Employer’s Request for Reimbursement

Download

This form is used if the employer has made advance payment of compensation (continued wages) during any period of workers compensation disability. The employer shall be entitled to reimbursement, if desired, at the compensation rate as determined by a Workers Compensation Law Judge. 

  • This is optional and not recommended as you may not receive full reimbursement.
  • Payments will be reimbursed at the Workers’ Compensation rate only.
  • Updated C107 must be completed on a regular basis while injured worker is being paid a continued salary.
  • Reimbursement can only be done at a hearing so it may take some time to receive.
  • Sick or vacation time will need to be credited back to the injured worker once reimbursement is received, unless you elect not to receive reimbursement at which time payment will be made directly to the injured worker.

Considering First Aid? – Things to know:

Considering First Aid?

Thinks to know:

Employers have the option to pay for the medical treatment out of pocket if the employee did not lose time from work beyond the work day on which the accident occurred and/or received no more than 2 medical treatments. The injury should not result in permanency (example facial scars, ligament or tendon injuries).

  • First aid is not intended for neck, back, hip and joint injuries. Example of first aid claims includes lacerations, foreign body in the eye, nail bed injuries, etc.
  • If a claim is questionable do not pay it as first aid.
  • If the claim goes beyond first aid you must advise us immediately.
  • Employers are required to keep a record of all injuries, including first aid, for 18 years. Please complete first aid form and forward to our office for documentation purposes only.
  • Advise medical provider to bill you directly.
  • Medical bills should be forwarded to our office to determine the amount under the Medical Fee Schedule which you are responsible to pay.

Call our office to discuss case if you are not sure it qualifies 1-800-523-5516

Filing NYSIF Work Comp Claims – Things to know:

Claims must be filed within 10 days of injury

WCL Section 110(4), the Board may impose a penalty up to $2,500 against an employer who repeatedly refuses or neglects to file First Report of Injury.

Filing NYSIF Work Comp Claims

  1. Go to www.NYSIF.com\reportinjury
  2. Click filing a timely first report of injury using NYSIF eFROI®
  • The electronic first report of injury report (eFroi) is a legal document and YOUR statement regarding the alleged accident. Do not let the injured worker complete form on your behalf.
  • We suggest you phrase accident details with “injured worker alleges….” Or “injured worker claims…..”.
  • If the accident occurred on a construction OCIP/CCIP job the claim would be reported to the OCIP/CCIP Carrier not NYSIF.
  • Provide copy of Claimant Packet to the injured worker upon filing the claim.
  • Once the eFroi is submitted it will get routed to us and NYSIF for handling. Please forward any supporting documents to claims@Keevily.com

OSHA 10 Hour Construction Safety Course

Join us for our OSHA 10 Hour Construction Safety Course. But hurry space is limited. Sign up to join us on May 30th and 31st in our Harrison Office for this course.  

This is a course every business owner, safety manager, supervisor, human resource personnel should take….don’t miss out. A few included topics are the new OSHA’s recordkeeping requirement and various regulations employers are required to follow. 

Create a safer work environment, lower your claim history, reduce insurance costs, prevent OSHA citations and fines, learn from a compliance expert. This is a course every business owner, safety manager, supervisor, human resource personnel should take….don’t miss out.

This is a one and a half day training course, attendees must complete  both days in order to receive a certification card.

Included in the training are topics such as, Fall Protection, Electrical, Ladders and Stairways, Personal Protective, Cranes, Scaffolding, Hazard Communications and much more.

Future Environment Designs

Instructor: Angelo Garcia III

Angelo Garcia, III is founder and President of Future Environment Designs (FED), one of the nation’s leading indoor air quality, industrial hygiene and safety service companies that is based in Syosset, New York.

When

05/30/2017 8:30AM to 5:00PM
05/31/2017 8:30AM to 12:30 PM

(must attend both dates)

Where

Keevily Spero Whitelaw
500 Mamaroneck Ave Suite  404
Harrison NY 10528

Contact

Genevieve Keller 
 
914-412-0563 
claims@keevily.com 

OSHA 30-HOUR CONSTRUCTION SAFETY

July 30 & 31st August 1 & 2nd
This course meets the training requirements of New York State Labor Law 220-h. This regulation requires all laborers, workers, and mechanics, working on construction, reconstruction, maintenance and/or repair of public work, where the total cost of all work to be performed under the contract is at least two hundred fifty thousand dollars, must have successfully completed one of these courses. This includes the contractor and all subcontractors. This course also meets the training requirements of New York City Department of Buildings Local Law 41 of 2008. This regulation requires all workers on a major building project must have taken this course in the last 5 years (However, for NYC you would not need to take this course every 5 years you could take the 10-hour construction course)
This course covers OSHA policies, procedures, and standards, as well as construction industry safety and health principles. Upon successful course completion, the student will receive an OSHA construction industry safety and health 30-hour course completion card mailed from OSHA. The 30-hour course is four days of training.
Where:

Conference Room
6800 Jericho Turnpike

Syosset, NY

When: 
July 30 & 31st August 1 & 2nd
8:30AM to 5PM
(all four days must be attended)
Cost: 
Safety Group Member: $150
Non-Member: $250
Click here to register for the 30 hour class